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Steps To Buying A Home
1: Are you ready? Is your financial house in order?
2: Get Loan Pre-approval

• Things you will need to present to your lender
• Financial statements
• Bank accounts
• Investments
• Credit cards
• Auto loans
• Recent pay stubs
• Tax returns for two years
• Copies of leases for investment properties

3: Get a Realtor

• Pick a realtor that is passionate and knowledgeable about real estate - Tuny Hagie

4: Look at homes with your realtor
5: Make an Offer on a home you have chosen with your realtor
6: Get Inspection

• If your offer is accepted you need to have an inspection
• Your realtor can help by providing a list of inspectors you can choose from.

7: Get Funding Approval
8: Go to closing
9: Move In !
Check Your Credit Rating.

Your credit score will have a huge impact on what type of property you can buy, and at what price. It is first recommended to check your credit rating with an experienced lending institution so that we can determine what you can afford. The lender will research your credit ratings from the credit reporting agencies. We will be happy to recommend experienced, knowledgeable lenders in the real estate fields.

Now is not a good time to make sudden career changes or large purchases. You want to approach your property purchase from a position of financial stability.